The All Terrain Wheelchair Company | Mountain Trike

Finance Packages

0% finance packages available on our all terrain Mountain Trike products offering flexibility and low monthly payments.

Own a Mountain Trike from £91.56 /month!*

Own an MT Push from £68.95 /month!*

Own an MT Evo from £94.97 /month!*

From the feedback we receive from our customers we know how life changing our all terrain wheelchairs can be, but sometimes the biggest barrier is finding the funding for them.

There are options available to help with the purchase of mobility equipment such as charity funding or self-fund raising, but because this isn’t an option for everyone we have been working hard to find a suitable, safe and viable finance scheme that offers flexibility and ease of use.

We are pleased to offer finance packages through our finance partner Divido, who offer flexible finance options in 5 simple steps.


Mountain Trike Finance options available through our partner Divido

If you are thinking of purchasing one of our off-road wheelchair products using finance the next stage would be to contact us and we can run through the various monthly payment options. Please note that all finance packages require a maximum 50% deposit.

(Slightly lower deposits may be possible, but are reviewed on a case by case basis. Longer payment periods are also available but would incur 9.9% APR)

Example payment options:

Mountain Trike £4395

Package 50% Deposit Monthly Payment
12 months, 0% APR interest free credit £2197.50 £183.13 / month
18 months 0% APR interest free credit £2197.50 £122.08 / month
24 months 0% APR interest free credit £2197.50 £91.56 / month *

MT push £3295

Package 50% Deposit Monthly Payment
12 months, 0% APR interest free credit £1647.50 £137.29 / month
18 months 0% APR interest free credit £1647.50 £91.53 / month
24 months 0% APR interest free credit £1647.50 £68.95 / month *

MT evo £4550

Package 50% Deposit Monthly Payment
12 months, 0% APR interest free credit £2275.00 £189.58 / month
18 months 0% APR interest free credit £2275.00 £126.39 / month
24 months 0% APR interest free credit £2275.00 £94.97 / month *

The Process

  1. Customer agrees a finance option with The Mountain Trike Company

  2. Mountain Trike initiates the online finance application and emails the link to the customer so they can continue applying for the finance package with Divido.

  3. Customer completes and submits the online finance application to Divido - checks take approx. 30 mins.

  4. If approved customer reviews and e-signs contract with Divido.

  5. The Mountain Trike Company invoices and collects the deposit from the customer.

  6. The Mountain Trike Company build customers goods and delivers to customer once complete (usually 6-10 weeks)

  7. Divido collects first instalment via Direct Debit 30 days after customer has paid the deposit

There are many benefits of finance - low monthly cost, deferred payments, increased spending power, ability to spread costs and the convenience of an additional credit line. There is also the option to pay back the full amount at any time - offering complete flexibility!

Who is eligible to apply for finance?

Applying for finance is the same as applying for a new credit card. The details you provide to Divido will be checked against a number of public registers such as the credit rating agencies. This does mean that not everyone will be approved for finance. To increase the chances of you being accepted you’ll need to have a good credit history (no late payments, CCJ’s, etc) and meet the following minimum criteria:

  • ✓ Be a UK resident

  • ✓ Be at least 18 years of age

  • ✓ Be working at least 16 hours per week or in receipt of steady income

  • ✓ Have 3 years of UK address history

  • ✓ Have a valid phone number and email address

Checks will be conducted in order to confirm the affordability of the credit sought to you the customers and also the creditworthiness to Divido.

FAQ

Who is eligible to use Divido?

Anyone that has lived in the UK for at least 3 years, is over 18 years, works at least 16 hours per week (or is in receipt of a regular income) and has a good credit history is eligible to use Divido.

What’s the most I can finance with Divido?

For finance purchases of up to £25k.

What's the process to buy using Divido?

Buy as normal from participating merchants and ask to pay using Divido. Complete a short online application which takes a few minutes. You’re approved instantly, pay the deposit and sign the agreement to complete the purchase.

What if I don’t have time to complete my application?

Mountain Trike can send you a unique link to your application as text message or email, so you can complete the application later at your own convenience.

What happens if I’m declined?

You would need to complete the purchase using the traditional means of payment the merchant is accepting.

How much deposit do I need to pay?

A maximum 50% deposit is required with the order. Slightly lower deposits may be possible but are reviewed on a case by case basis.

Can I pay back the full amount before my term?

Yes, it is possible to make full payment before the agreed term ends - there is flexibility and this can be discussed with Divido.

The Mountain Trike Company is licensed and regulated by the FCA (Financial Conduct Authority) License number 764857

Divido Financial Services Limited (‘Divido’) is authorised and regulated by the Financial Conduct Authority. For more information, please visit: https://www.divido.com/